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Senior Credit Analyst

Job ID
485579
Posted since
18-Nov-2025
Organization
Siemens Financial Services
Field of work
Finance
Company
Siemens Ltd., China
Experience level
Experienced Professional
Job type
Full-time
Work mode
Office/Site only
Employment type
Fixed Term
Location(s)
  • Beijing - Beijing Shi - China
We empower our people to stay resilient and relevant in a constantly changing world. We're looking for people who are always searching for creative ways to grow and learn. People who want to make a real impact, now and in the future. Does that sound like you? Then it seems like you'd make a great addition to our vibrant international team.
SFS：As a unique business card of Siemens, Siemens Financial Services landed in China in 2005 and is dedicated to providing innovative financial services to local enterprises. Our business covers the Siemens ecosystem and implements in a wide range of sectors. We maintain long-term relationships with hundreds of manufacturers and channels  to help companies upgrade their equipment, digital transformation and sustainable development.
We have two legal entities in China: Siemens Finance Leasing Co., Ltd. which provides financial leasing services, and Siemens Commercial Factoring Co., Ltd. which provides factoring services. In addition, we also have offices in major cities to serve our customers nationwide.
For our Risk team, we are looking for a Credit Analyst to help us drive Risk initiatives within Siemens and beyond. We are a highly motivated team and are excited to get to know you. 
 
You'll make an impact by   
  • Performing transaction risk analysis on a daily basis, collaborating and interfacing with Sales Sector Head(s) to effectively manage new transaction deal pipeline.
  • Conducting credit rating analysis and making the credit rating proposal.
  • Preparing credit reports for authority holders to make informed lending decisions and take calculated risks.
  • Conducting in-depth industry research and proposing solutions to address related risks and issues.
  • Assisting in establishing risk management policy and guidelines, analyzing overdue/rescheduling customers, and performing ad-hoc tasks as required.
  • If an authority holder, exercising lending or rating authority responsibly with prudent judgment.
 
Your defining qualities  
  • Bachelor's degree or above, preferably in finance, accounting, or economics.
  • At least 3 years of Credit or Risk Management experience, preferably in a financial institution, with exposure to equipment finance preferred.
  • Experience in research/consulting companies and working in multi-national companies will also be considered.
  • Advanced knowledge in finance, accounting, and risk analysis is a plus.
  • Good communication skills and proficiency in English language (both written & spoken), MS Office skills, and ERP skills.
  • Advanced analytics skills and complex model interpretation are a must. 
You'll benefit from  
  • Diverse and inclusive culture, doing the work you like with people who appreciate it.
  • Systematic career development platform, various training courses, and online learning resources for you to help tailor your growth path based on your strengths.
  • 15 days+ annual leave, with additional benefits such as Christmas leave.
  • Generous benefits package, long-term care corporate annuity plan, flexible allocation of commercial insurance, employee stock sharing matching plan for mutual growth, etc.
Create a better #Tomorrow With Us!   
At Siemens, we are human enthusiasts with a diverse set of backgrounds, skills, interests, and needs, united in a unique mission to create a better tomorrow. We believe in a culture of diversity and inclusion, reflecting a society with various backgrounds, nationalities, expertise, and mindsets. Here, you'll find trust and freedom to excel.  
Here, you'll find peers, mentors, and savvy people, for co-creating and growing. If you have curiosity, breakthroughs, and creativity, looking for an equal opportunity to grow and unleash your full potential, join us, bring your authentic self, and create a better tomorrow with us.